Pescadero
The Pescadero reefs are close to shore and get the maximum out of the swells, throwing up some nice A-frames.
Consistency on the reef is probably the best feature of this break but be especially careful paddling in and out as the reef has a bad reputation for sea urchins. You can spend the day surfing and you have the convenience of a small restaurant.
These beaches see few crowds and have plenty of campsites and surf condos but suffer from the midday onshores.